1            Introduction

1.1          We use cookies on our website, www.moneything.com (“Website”), which amongst other things, helps us to improve your experience of our Website and to ensure that it performs as you expect it to. The use of any information gathered by cookies will only be used under the terms of our Privacy Policy.

1.2          A cookie is a small amount of data which often includes a unique identifier that is sent to your computer, tablet or mobile phone (“Device(s)”). They can improve your experience of using a website, for example, by remembering your preference settings and tracking your use of a website so that it can be improved to meet your needs.

2             Types of cookies

2.1          The tables in section 3 below explain what cookies we use on our Website, why we use them and whether they are strictly necessary or another type of cookie i.e. “functionality”, “performance” or “targeting” cookies. We also state in the table whether a cookie is a “persistent” or “session” cookie.

2.2          When you first use our Website, all our cookies will be turned on and you will have seen our alert about this. If you continue to use the Website, we presume that you are happy for all cookies to operate.

2.3          Persistent cookies remain on your Device between browsing sessions. They are activated each time you visit the Website that created that particular cookie. For example, where a “persistent cookie” is used on a website to remember your log-in details, you will not need to enter those details each time you visit that website.

2.4          Session cookies allow website operators to link the actions of a user during a browser session. A browser session starts when you open the browser window and finishes when you close the browser window. Session cookies are created temporarily. Once you close the browser, all session cookies are deleted.

3             What cookies do we use?

3.1          Strictly Necessary

These cookies are essential to enable you to receive a service on a website, for example, cookies that enable you to log into secure areas of our Website, make use of e-billing services or to comply with the law (e.g. such as to keep your information safe). We would not be able to operate our Website without using the “strictly necessary” cookies listed below:

Cookie Name Purpose Persistent/ Session More information
PHPSESSID This cookie is essential for our site to enable a user to log into secure areas of the website. Session

3.2          Analytical/Performance

These cookies collect information about how visitors use a website, for instance, which pages visitors go to most often and if they get error messages from web pages. These cookies do not collect information that identifies a visitor; all information collected by these cookies is anonymous. We only use such information to improve our services and our Website. These cookies help us to improve the way our Website works, for example, by ensuring that users are finding what they are looking for easily.

Cookie Name Purpose Persistent/ Session More information
Google Analytic Cookies Google Analytics is Google’s analytics tool that helps website and app owners to understand how their visitors engage with their properties. It may use a set of cookies to collect information and report website usage statistics without personally identifying individual visitors to Google. The main cookie used by Google Analytics is the ‘__ga’ cookie.In addition to reporting website usage statistics, Google Analytics can also be used, together with some of the advertising cookies described above, to help show more relevant ads on Google properties (like Google Search) and across the web.The ga.js JavaScript library uses first-party cookies to:·       Determine which domain to measure·       Distinguish unique users·       Throttle the request rate·       Remember the number and time of previous visits·       Remember traffic source information·       Determine the start and end of a session·       Remember the value of visitor-level custom variables

Recognise you when you return to our site.

Allow you to use our site in a way that makes your browsing experience more convenient, for example, if you register with us or complete our online forms, we will use cookies to remember your details during your current visit, and any future visits provided the cookie was not deleted in the interim.

both

3.3          Functionality

These cookies allow the Website to remember choices you make (such as your log in details) and customised preference settings (e.g. text size). This enables us to personalise our content for you, greet you by name and remember your preferences and improve your visit. These cookies are also used to provide services you have asked for such as watching a video. Information collected by “functionality” cookies may or may not be anonymised, but they cannot track your browsing activity on other websites. The “functionality” cookies on our Website only collect anonymous information.

Cookie Name Purpose Persistent/ Session More information
Example names: {table-name}data-page-size*{table-name}data-sort-name*{table-name}data-sort-order* All these cookies follow the same naming conversion We use cookies to keep users’ sorting preferences on any page that has a table. Persistent

3.4          Targeting

These cookies collect information about your browsing habits to make advertising relevant to you and your interests. These cookies collect the most information about users and may be placed by third parties who will be sent the information collected.

Cookie Name Purpose Persistent/ Session More information
Not applicable

4               Third parties

4.1          Please note that third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies.

5               Blocking cookies

5.1          If you don’t want us to use cookies when you use the Website, you can adjust your internet browser settings not to accept cookies. Your web browser’s help function should tell you how to do this. Alternatively, to find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit the website: http://www.allaboutcookies.org. This website will also explain how you can delete cookies which are already stored on your Device.

In addition, visit https://www.google.com/policies/technologies/cookies/ for a video about cookies.

5.2          Please be aware that if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our Website.

Talk to us about becoming a borrower or a lender

Contact Us